We’ll provide optional auto quote scenarios for your review and allow you plenty of time to review all the options prior to your renewal date.
At Oseman, we understand the unique needs of specialized industries like restaurants.
Oseman Insurance Agency provides our Independent Auto Dealers with insurance carriers that have extraordinary financial stability
Oseman Insurance Agency specializes in the Substance Abuse Rehabilitation Facilities Industry.
Schools require multifaceted protection plans that can match the complexity of the institutions themselves.
The Non-Profit insurance programs are uniquely designed to provide a wide range of insurance needs for the non-profit sector as defined under IRS code 501 (C)(3).
From hospitals and clinics, to long-term care facilities and nonprofit organizations, we've got you covered.
Prevent any mishaps from affecting your special day with a specialized insurance plan to ensure that everything goes as planned.
The hospitality industry faces a constant battle to step up operating inefficiencies and mitigate losses.
Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.
Protect your business from unnecessary risk with a variety of tools such as surety bonds, fiduciary bonds, or other contract and licensing services.
We’re an independently owned and operated agency in Memphis, Tennessee and we deliver commercial insurance and risk management solutions. We’ve served businesses for over 30 years and we believe in giving clients the best products and services possible. We have experience and knowledge that’s developed over 175 combined years of being insurers, and as a result we can create solutions that exactly meet clients’ needs for the right prices. We provide services that make insurance easy to purchase and to use and we make sure that clients are always informed.
We have a wide variety of insurance offerings, including our business program. This program has the coverages necessary to protect virtually any commercial enterprise against risk for the right price. We also have specific-industry programs, which provide coverages that are unique to different lines of work. We offer personal insurance, and in many cases we offer this insurance to our commercial clients. Home, auto, life, and recreational vehicle are among the personal programs we have.
Tornadoes and other natural disasters are common in our area so tornado and earthquake insurance are popular among clients who insure homes and businesses. For less-common risk-related needs, we have daycare center, auto dealer, addiction center, and school programs. These programs keep organizations of different kinds in our communities secure and running smoothly.
Our philosophy is ‘stay hungry,’ and it means that we should actively pursue the best solutions for clients at all times. It also means that we should support clients as fully as we can for as long as policies are owned. We do everything in our power to act on our philosophy, including meeting with mortgage and banking officials, providing personal inspections and cost estimates, and helping compile fine arts and jewelry schedules. We also consult with clients in-depth to understand their needs. We identify coverages that meet clients’ needs and we create solutions that provide the greatest protection for the best price.
We aggressively manage risk and we help clients avoid having to use their insurance. If clients do use their insurance and claims are filed, we manage the claims. We’re fully reachable, which means that clients can get a hold of us whenever they need to. These are just a few things that we do to make the insurance-buying and insurance-using experiences easy and beneficial.